Landlord Accountant London

Landlord Accountant London | Property Tax Specialists | TLC Accountants

Expert accounting for landlords and property investors across London and the UK. Maximise your returns, minimise your tax.

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Own Rental Property? You Probably Pay More Tax Than You Need To.

Being a landlord in the UK comes with a growing pile of tax obligations, and the rules have changed significantly in recent years. Mortgage interest relief has been restricted, Section 24 has hit profits hard, and HMRC is paying closer attention to property income than ever before.

The good news? With the right accountant, there's still plenty of legal room to reduce your tax bill and protect your investment.

At TLC Accountants, we work with landlords and property investors across London, Essex, and the rest of the UK, from those with a single buy-to-let to portfolios of multiple properties.

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What We Do for Landlords

- ✅ Property income tax returns, Self Assessment filed accurately and on time

- ✅ Allowable expense calculations, we make sure nothing is missed

- ✅ Section 24 mortgage interest advice, navigating the restrictions correctly

- ✅ Incorporation advice, should you hold property in a limited company?

- ✅ HMO and multi-let accounting, houses in multiple occupation

- ✅ Non-resident landlord returns, for overseas property owners

- ✅ Property investment education and courses, for first-time buyers and BTL investors

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What Expenses Can Landlords Claim?

Many landlords underclaim expenses and overpay tax as a result. Allowable expenses include:

- Letting agent fees and management costs

- Mortgage interest (within current rules)

- Repairs and maintenance (not improvements)

- Buildings and contents insurance

- Ground rent and service charges

- Accountancy fees

- Advertising costs for finding tenants

- Travel costs for visiting the property

We review your full expense picture to make sure your tax bill reflects reality, not HMRC's default.

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Should You Hold Property in a Limited Company?

This is one of the biggest questions for property investors right now, and the answer depends on your personal tax rate, portfolio size, and long-term plans.

Your Situation - Worth Considering Ltd?

Higher or additional rate taxpayer - Yes, Corporation Tax (19 - 25%) vs Income Tax (42–47%)

Building a portfolio long-term - Yes, more tax-efficient for reinvestment

Planning to pass property to family - Yes, IHT planning benefits

Single property, basic rate taxpayer - Probably not, extra costs may outweigh savings

We'll model both scenarios for your specific situation before you make any decisions.

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Property Courses and Investment Education

New to property investment? TLC Accountants also offers property investment education for first-time buyers and buy-to-let investors. We cover:

- How buy-to-let works and what to expect

- Tax implications from day one

- Financing and mortgage basics

- Building a property portfolio strategically

Ask us about our next available session.

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Why Landlords Choose TLC Accountants

- 🏆 20+ years of property accounting experience

- 🗣️ Multilingual support, English, Polish, Ukrainian, Russian, Portuguese

- 🏠 We understand the UK property market inside out

- 💷 Proactive tax planning, not just filing, but strategy

- 💻 Fully online service, perfect for busy landlords

- 📍 Based in Stratford, London E15, serving landlords across the UK.

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Key Dates for Landlords

Deadline - What It's For

31 January - Self Assessment return and tax payment

60 days after completion - Capital Gains Tax report and payment on property sale

Miss the CGT 60-day deadline on a property sale and HMRC issues an automatic penalty.

Get Your Free Landlord Tax Consultation

Whether you own one property or ten, we'll help you keep more of your rental income and stay fully compliant.

📱 WhatsApp: +44 7897 901778

📍 44 Broadway, London E15 1XH

🕐 Monday–Friday, 9am–6pm

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TLC Accountants, Your trusted accounting partner. Multilingual. Experienced. On your side.